🏠 First-Time Homebuyers Get Younger in 2026: What Lower Rates & More Inventory Mean for Millennials & Gen Z 📊

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 02/03/2026

First-Time Buyers Skew Younger as Inventory Improves (February 2026) The housing market narrative in 2023 and 2024 centered around affordability pressure, rate volatility, and stalled transactions. But 2026 is showing a different signal.

Bill Rapp, Commercial Mortgage Broker

📉 Will Lower Fed Rates Actually Help Homebuyers? 🏡

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 15/06/2025

📉 Will the Fed Cutting Rates Help Mortgage Borrowers? When the Federal Reserve announces a rate cut, the headlines scream, “Good news for homebuyers!” But is it really that simple? The short answer: yes and no. Let’s break down what Fed rate cuts actually do—and how they may or may not help you afford more home.

Bill Rapp, Commercial Mortgage Broker